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Economic Insights features nontechnical articles on monetary policy, banking, and national, regional, and international economics, all written for a wide audience.



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Making Sense of Urban Patterns PDF
In cities worldwide, density peaks near city hall and thins out the farther one travels in all directions. Jeffrey Brinkman explores what drives this pattern, what sparks big shifts such as the postwar suburban migration and today’s taste for city life, and why it all matters for urban policy.

Did the Fiscal Stimulus Work? PDF
The federal government poured hundreds of billions of dollars into the economy in an attempt to combat the Great Recession. Gerald A. Carlino examines just how much bang taxpayers got for their bucks.

Banking Trends: Credit Unions’ Expanding Footprint PDF
New rules expand credit unions’ capacity to make business loans, a key niche for small banks. James DiSalvo and Ryan Johnston explore whether there is any evidence the change could cost small banks market share.

Research Update PDF



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Taxing the 1 Percent PDF
Rising income inequality has prompted proposals to raise taxes on the highest earners. As Makoto Nakajima discusses, arriving at an optimal tax rate involves some complex trade-offs.

The Value of Loyal Customers PDF
The notion that repeat customers are capital for firms may explain a number of long-standing puzzles, including, as Leena Rudanko explores, whether stock prices are in line with firm fundamentals.

Regional Spotlight: Surveying the South Jersey Economy PDF
For a quarter-century, the South Jersey Business Survey has asked firms to report on conditions from where they sit. Michael Trebing examines how reliable the results have been in picking up on regional shifts in employment and other vital signs.

Research Update PDF
Abstracts of the latest working papers produced by the Federal Reserve Bank of Philadelphia.

  • Last update: May 19, 2017

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