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New Perspectives on Consumer Behavior in Credit and Payments Markets

October 3-4, 2013
Federal Reserve Bank of Philadelphia

The Payment Cards Center and the Research Department hosted the seventh biennial research conference on topics related to consumer credit and payments.

The papers accepted for this year's conference addressed a wide range of issues, including the efficacy of financial education, testable theories of consumer decision-making, the relationship between safety nets and credit supply, liquidity constraints and consumption decisions, capital constraints and small business formation, and the effects of recent changes in regulation.

View the conference summary. PDF

View the agenda with links to papers and presentations in html format.

View the agenda in PDF format. PDF

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  • Disclaimer: The views contained in the papers and presentations are those of the authors and not those of the Federal Reserve Bank of Philadelphia or the Federal Reserve System.
  • Last update: April 3, 2014