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Andrew Hertzberg

Economic Advisor and Economist

Phone: (215) 574-6155
Fax: (215) 574-4303
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Curriculum vitae PDF

Publications

  • “Screening on Loan Terms: Evidence from Maturity Choice in Consumer Credit,” with Andres Liberman and Daniel Paravisini, Review of Financial Studies, 31 (2018), pp. 3532–3567.
  • “A Theory of Disclosure in Speculative Markets,” Management Science, 64 (2018), pp. 5461–5959.
  • “Time-Consistent Individuals, Time-Inconsistent Households,” Journal of Finance, forthcoming.
  • “Public Information and Coordination: Evidence from a Credit Registry Expansion,” with Jose Liberti and Daniel Paravisini, Journal of Finance, 66 (2011), pp. 379–412. (Brattle Award: Distinguished Corporate Finance Paper in the Journal of Finance, 2011.)
  • “Information and Incentives Inside the Firm: Evidence from Loan Officer Rotation,” with Jose Liberti and Daniel Paravisini, Journal of Finance, 65 (2010), pp. 795–828. (Brattle Award: First Prize—Best Corporate Finance Paper in the Journal of Finance, 2010.)

Working Papers

  • “Screening on Loan Terms: Evidence from Maturity Choice in Consumer Credit,” with Andres Liberman and Daniel Paravisini, Columbia University, Working Paper 18-05, January 2018. 
  • “Heterogeneous Time Preferences Within the Household,” Columbia University, 2015. (Best Quantitative Paper Prize, 6th Behavioral Finance Working Group Conference, December 2013.) 

Research Interests

  • Household Finance
  • Corporate Finance
  • Organizational Economics
  • Last update: July 17, 2019