Dubravka Ritter

Dubravka Ritter

Senior Research Fellow, Consumer Finance Institute

Phone: (215) 574-6018
Fax: (215) 574-7101
Email: Dubravka.Ritter@phil.frb.org

Areas of Expertise

  • Education Finance and Student Lending
  • Consumer Financial Protection Laws and Regulations
  • Fair and Responsible Lending
  • Consumer Credit Access

About Dubravka Ritter

Dubravka Ritter joined the Federal Reserve Bank of Philadelphia in May 2011. Prior to joining the Bank, she spent four years as an economist at the consulting firm Charles River Associates. While there, she performed fair-lending statistical and econometric analysis as part of regulatory compliance and risk management support for financial institutions with mortgage, payment card, auto loan, and other portfolios. She also conducted econometric analysis in support of litigation alleging antitrust violations and patent infringement, including market definition, demand analysis, and damages estimation. Her research interests include the economics of discrimination and equal access to credit, credit and payments markets for underserved consumers, and consumer payment choice.

Ritter holds an M.A. in economics from the University of Toronto, and a B.A. in economics, magna cum laude, from Wellesley College.