Publications

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Institute publications build on a large body of Philadelphia Fed research comprising more than 200 papers related to consumer credit markets and payment systems. The Institute’s researchers and visiting scholars contribute to this literature.


DP 20-05: Federal Student Loan Servicing Accountability and Incentives in Contracts

Discussion Paper

October 2020

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WP 20-40: The Role of Government and Private Institutions in Credit Cycles in the U.S. Mortgage Market

Working Paper

October 2020

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WP 20-39: A Quantitative Theory of the Credit Score

Working Paper

September 2020

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WP 20-37: Mortgage Loss Severities: What Keeps Them So High?

Working Paper

September 2020

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DP 20-04: Deconstructing Mechanic’s Liens

Discussion Paper

August 2020

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Literature Database

This resource provides access to bibliographic information from the consumer credit and payments literature and full-text access to Federal Reserve System publications. With the enhanced search functionality, users can explore this comprehensive database of consumer finance content created by the Federal Reserve Bank of Philadelphia.

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