New Perspectives on Consumer Behavior in Credit and Payments Markets

September 19 – 20, 2019

Conference Announcement

The Consumer Finance Institute and the Research Department of the Federal Reserve Bank of Philadelphia are co-organizing their 10th biennial conference focusing on new research in consumer credit and payments.

The landscape of household finance and consumer payments is evolving rapidly, and this conference seeks to capture the latest research. We encourage researchers to submit theoretical and empirical studies that reflect the entire range of approaches and methodologies. We also encourage submissions that address the design and efficacy of regulations for consumer credit markets.

The following list of suggested topics is not intended to be exclusive:

  • Contractual and informational issues in consumer credit markets;
  • Behavioral approaches to household financial decision-making;
  • Consumer credit default, bankruptcy, and foreclosure;
  • Consumer credit and the real economy;
  • Regulation of consumer finance and payments;
  • Economics of emerging real-time payments, clearing, and settlement; and
  • Applications of new data and techniques to consumer credit and payments

Paper Submission Procedure

Please upload an electronic copy (PDF only) of your paper here by June 15, 2019.

Additional Information

The conference will be held at the Federal Reserve Bank of Philadelphia on September 19–20, 2019.

Accommodations and partial financial support for travel expenses will be provided to the presenting author of each paper accepted for the program.

If you have questions, please contact the conference organizers at

Conference Organizers

  • Manuel Adelino, Duke University
  • Ronel Elul, Federal Reserve Bank of Philadelphia
  • Andrew Hertzberg, Federal Reserve Bank of Philadelphia
  • Robert Hunt, Federal Reserve Bank of Philadelphia
  • Slava Mikhed, Federal Reserve Bank of Philadelphia

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