Our mission is to produce leading-edge research on how credit markets and payment systems affect the economy. The Institute sponsors opportunities for scholars, the financial industry, and the public sector to collaborate and share insights on fostering healthy household finances, a stable financial system, and a resilient economy.

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Our researchers span four Bank departments and collaborate with each other and visiting scholars to provide the next level of research.

Meet one of our researchers

Michael Dotsey

Director of Research and Director of the Consumer Finance Institute, Research Department

Mike Dotsey

Michael Dotsey leads the Consumer Finance Institute in his capacity as the head of the Philadelphia Fed’s economic research staff.

  • Economic Research Leadership and Management
  • Monetary Policy
  • Monetary Economics

Publications and Resources

Literature Database

Our continually updated database provides bibliographic citations for journal articles, books, reports, and other publications on consumer credit and payments and links to full-text papers from across the Federal Reserve System.

Search Our Literature Database