Our mission is to produce leading-edge research on how credit markets and payment systems affect the economy. The Institute sponsors opportunities for scholars, the financial industry, and the public sector to collaborate and share insights on fostering healthy household finances, a stable financial system, and a resilient economy.

Read More

Our researchers span four Bank departments and collaborate with each other and visiting scholars to provide the next level of research.

Meet one of our researchers

Larry Santucci

Senior Industry Specialist, Payment Cards Center

Larry Santucci

Larry Santucci studies the credit card and short-term loan markets. His recent work examines secured credit cards, a niche part of the card sector.  

  • Credit Cards
  • Secured Credit Cards
  • Small Dollar Loans
  • Financial Management and Elderly Financial Services

Publications and Resources

Literature Database

Our continually updated database provides bibliographic citations for journal articles, books, reports, and other publications on consumer credit and payments and links to full-text papers from across the Federal Reserve System.

Search Our Literature Database