The Community Development Studies & Education Department supports the Federal Reserve System’s economic growth objectives by promoting community development in low- and moderate-income communities and fair and impartial access to credit in underserved markets. The department works closely with financial institutions, nonprofit organizations, and government agencies on public-private partnerships that result in increased affordable housing and community and economic development. The department assists financial institutions to understand their responsibilities under the federal Community Reinvestment Act (CRA).
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Publications & Videos
Navigating the First Semester: How Students Get to and Get by in College: This report presents findings from interviews conducted with Rutgers–Camden students to explore the impacts of a new financial aid program on students’ college application process, transition to college, and financial wellbeing.
Home Mortgage Explorer: The Federal Reserve Banks of Philadelphia and Cleveland have released the new Home Mortgage Explorer. The data tool allows users to explore trends in mortgage lending between 2010 and 2015 for the U.S. as a whole, states, and metropolitan and nonmetropolitan areas.
Cascade Focus: "Uneven Opportunity: Exploring Employers' Educational Preferences for Middle-Skills Jobs." This report seeks to understand why employers’ preferences for college-educated candidates vary dramatically across metro areas.
Rental Housing Affordability: This interactive tool enables users to examine trends in rental housing affordability in Third District states from 2005 to 2014.
Consumer Credit Explorer (CCE): This interactive tool enables users to look at quarterly changes in credit use indicators from 2005 to 2015 and to compare indicators across different areas.
Browse conference summaries, Special Reports, Discussion Papers, and Cascade.
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