Home > Research & Data > Economists > Ronel Elul
Education
- Ph.D. (Economics), Yale University, May 1995.
Diploma (Math. Statistics and Operations Research), Univ. of Cambridge, June 1988.
- B.A. (Applied Mathematics), University of California, Berkeley, May 1987.
Working Papers
- "Securitization and Mortgage Default: Reputation vs. Adverse Selection," Working Paper 09-21, September 2009.

- "Bankruptcy: Is It Enough to Forgive or Must We Also Forget?," with Piero Gottardi, Working Paper 07-10, March 2007.

- "Collateral, Credit History, and the Financial Decelerator," Working Paper 05-23/R, July 2006, supersedes Working Paper 05-23.

Previous Experience
- Senior Economist, Research Department, Federal Reserve Bank of Philadelphia, June 2003
- Adjunct Associate Professor, Finance Department, Wharton School, July 2006-
- Visiting Assistant Professor, Finance Department, Wharton School, University of
Pennsylvania, August 2002 June 2003, August 1999 - June 2000.
- Assistant Professor, Department of Economics, Brown University, July 1994 June 2002.
- Visiting Assistant Professor, Finance Department, NYU-Stern School, Fall 2000.
- Consultant in Fixed-Income Analytics, Kidder, Peabody & Co., NY, 1990 1993.
Publications in Refereed Journals
- Collateral, Credit History, and the Financial Decelerator, Forthcoming: Journal of Financial Intermediation.
- Bankruptcy Exemptions, Credit History, and the Mortgage Market, Journal of Urban Economics 5 (January 2006), p. 171-188 (with S. Chomsisengphet.)
- Forum-Shopping and Personal Bankruptcy, Journal of Financial Services Research 21:3
(June 2002), p. 233-255 (with N. Subramanian).
- Will You Marry Me? A Perspective on the Gender Gap, Journal of Economic Behavior and Organization 49:4 (December 2002), p. 549-572 (with J. Silva-Reus and O. Volij).
- Effectively Complete Equilibria a Note, Journal of Mathematical Economics 32:1 (August 1999), p.113-119.
- Welfare-Improving Financial Innovation with a Single Good, Economic Theory 13:1 (January 1999), p. 25-40.
- Financial Innovation, Precautionary Saving and the Riskfree Rate, Journal of Mathematical Economics 27:1 (February 1997), p. 113-131.
- Welfare Effects of Financial Innovation in Incomplete Markets Economies with Several Consumption Goods, Journal of Economic Theory 65:1 (February 1995), p. 43-78.
Federal Reserve Bank of Philadelphia Business Review Articles