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Consumer Pamphlets

	Who We Are, What We Do Explains the mission and activities of the Federal Reserve Bank of Philadelphia. Quantity:		How to Establish, Use & Protect Credit Discusses how to qualify for credit and use it wisely. Quantity:
	Your Credit Rating Explains what a credit rating is and why it is important to protect it. Quantity:		Your Credit Rights Summarizes the major consumer protection laws relating to credit. Quantity:
	Applying for Credit and Charge Cards Explains how the Fair Credit Act can help consumers shop for credit. Quantity:		What Your Credit Report Says About You Explains what a credit report is, how it is used, and why prospective borrowers should obtain copies of their credit report before applying for credit. Quantity:
	Bank Products: What's Insured and What's Not Alerts consumers to the differences between deposits and investments, emphasizing that deposits alone are federally insured while investment products (such as mutual funds) are not. Quantity:		Know Your Depository Institution Describes the different types of depository institutions and identifies the regulators, insurers, and chartering authorities involved. Quantity:
	Preventing Payment Card Fraud: Dos and Don�ts Provides consumers with information on how to protect payment cards from loss or theft; also outlines what to do if a payment card is used for fraudulent purchases. Quantity:		Protecting Yourself Against Identity Theft Describes the steps consumers should take to protect their personal information and the steps to take if they do become victims. Quantity:
	What You Need to Know About Payment Cards Provides answers to frequently asked consumer questions on payment cards. Quantity:

Economic Research Publications

	Business Review Presents articles written by staff economists and dealing with economic policy, financial economics, banking, and regional economic issues. Intended for readers with a general interest in economics. Published quarterly. Subscription		Business Outlook Survey A survey of manufacturers located in the Third Federal Reserve District and having 100 employees or more. Respondents to the survey answer questions about the current state of business and the outlook for the next six months. Published monthly. Subscription
	Banking Legislation & Policy Summarizes and updates pending banking and financial legislation, regulation, and judicial activity at the federal level and for the Third District states (Pennsylvania, New Jersey, and Delaware). Published four times a year. Subscription		Banking Brief Analyzes recent trends in the tri-state region of Pennsylvania, New Jersey, and Delaware. Compares certain financial ratios for banks in the region versus banks in the nation. Presents bank data by each state in the region and by bank size. Tables. Published quarterly. Subscription
	Regional Highlights Analyzes recent economic activity in the Third Federal Reserve District. Topics include employment, retail spending, manufacturing, and housing activity by state. Charts and graphs. Subscription		The Livingston Survey A summary of forecasts from business, government, and academic economists. Started in 1946 by columnist Joseph A. Livingston, it is the oldest continuous survey of economists' expectations. Published in June and December. Subscription
	Survey of Professional Forecasters Contains short-term forecasts of major macroeconomic data, plus long-term forecasts of inflation. A continuation of the ASA/NBER survey, begun in 1968, it is the longest-running quarterly survey of forecasters. Published quarterly. Subscription

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