Personal Information
You may access and
browse our site without disclosing your personal data. The personal information
you choose to provide us is voluntary. We do not require you to provide any
information about yourself that you do not wish to share.
You may choose to provide us with personal
information if, for example, you subscribe to our publications or mail lists,
send us questions through e-mail, answer our user surveys, register for an
event, apply for a job, or participate in our online activities.
If you participate in a user survey, your answers
and personal information will only be analyzed in aggregate. The information
will be used to help us tailor our web site, publications, and services to our
users' needs and to help us understand our audience.
If you provide us with your postal or e-mail address
or telephone number, this information will be used only for the purpose for
which you provided it, such as to:
- Provide you with the publications or information
requested;
- Clarify your order or request;
- Register you for a conference or other event;
- Respond to you regarding your employment
application; or
- Provide you with related information.
When you fill out our online forms, they are
returned to us via electronic mail. Your responses are not encrypted. We cannot
guarantee the security of information sent via electronic mail.
Cookies
A cookie is a text file that a web
site can send to your browser and which may then be placed on your computer. We
do not use cookies; sometimes a third-party contractor will use cookies on one
of the sites they create and manage for us -- for example, our Employment
Opportunities site. You can set your browser to notify you before you receive a
cookie, giving you the opportunity to decide whether to accept it or not. You
can also set your browser to not accept cookies at all. If you do so, however,
some areas of some sites (including ours) may not operate properly.
Information Collected Automatically
We
collect statistical information about our users in aggregate. We perform
analyses on our web server's log files to identify, among other things:
- Our site's most popular pages;
- The browsers and operating systems most often
used by our visitors;
- The sites and search engines that have referred
visitors to our site; and
- The domains from which our users visit us.
This analysis does not involve personally
identifiable information. It is used only for the purpose of helping us
understand and better meet our audience's needs.
Disclosure of Information
Any information
collected on this web site, whether individual or aggregate, is for Federal
Reserve use only. We do not rent, sell, or share personal information about you
with other people or nonaffiliated companies except to provide information
you've requested, when we have your permission, or under the following
circumstances:
- We retain the services of outside contractors to
provide services, including our Employment Opportunities pages. We require that
these contractors keep information obtained through our web site secure and
confidential. We also require that these contractors use personal information
obtained through our web site only on behalf of the Federal Reserve.
- We may be required to disclose your personal
information to government officials or otherwise as required by subpoenas,
court orders, legal process, or other legal obligations and to establish or
exercise our legal rights or defend against legal claims. We will share
information in order to investigate, prevent, or take action regarding illegal
activities, suspected fraud, or as otherwise required by law.
Children's Online Privacy Protection Act
Our site is not directed toward
children under 13. Nonetheless, we are committed to comply with applicable laws
and requirements, such as the Children's Online Privacy Protection Act. We do
not knowingly collect personal data from children under 13. Minor children
should always obtain parental consent before releasing personal information to
any web site.
Information Security and Quality
We have
implemented security measures consistent with our internal information security
practices to help us keep your information secure. These measures include
technical and procedural steps to protect your data from misuse, access or
disclosure, loss, alteration, or destruction. If you have voluntarily submitted
personal information to us and wish to review, update, correct, or delete it,
please e-mail your request to Phil.Webmaster@philadelphiafed.org.
Links
Our site contains links to other web
sites. The Federal Reserve Bank of Philadelphia is not responsible for the
privacy practices or the content of such web sites.
Policy Changes
We reserve the right to
change this policy at any time without notice. If any change to our policy
affects the way we use your personal information, we will provide an avenue for
you to opt out of such use.
Contact Information
Questions or comments
about the Federal Reserve Bank of Philadelphia's privacy policy may be directed
to our web site administrators at Phil.Webmaster@philadelphiafed.org or by
writing to Public Affairs, Federal Reserve Bank of Philadelphia, 10
Independence Mall, Philadelphia, PA 19106.
Disclaimer and Legal Notice
The Federal Reserve Bank of Philadelphia provides
this site as a convenience to its customers, depository institutions, and the
public. By using this site or the information, data, or materials provided
(collectively, the "information") you acknowledge and agree to the following
terms and conditions. If you do not agree to these terms and conditions, do
not use this site.
Appropriate Use
The information provided
on this site may be used for research and informational purposes only.
Some information contained on this site may be
copyrighted by its owner, and permission to use such copyrighted materials must
be obtained from the owner and cannot be obtained from the Federal Reserve Bank
of Philadelphia.
The Federal Reserve Bank of Philadelphia does not
permit the use of its name in advertising, as an endorsement for any product or
service, nor for any other commercial purpose.
Unauthorized attempts to upload or change
information, to defeat or circumvent security measures, or to use this site for
other than its intended purposes are prohibited.
Consent to Monitoring
The Federal Reserve
Bank of Philadelphia monitors this site. By using this site, you expressly
consent to such monitoring and you are advised that if such monitoring reveals
possible evidence of criminal activity, the Federal Reserve Bank of
Philadelphia will provide the evidence of such monitoring to law enforcement
officials.
Disclaimers
The information is derived
from sources that the Federal Reserve Bank of Philadelphia considers
sufficiently reliable to justify inclusion; however, we cannot guarantee the
completeness or accuracy of the information. The Federal Reserve Bank of
Philadelphia may periodically update the Information but makes no commitment to
do so. By entering this site, you acknowledge and agree that your use of the
information is at your own risk and that none of the parties involved in
creating, producing, or delivering this site is liable for any loss, injury,
claim, liability, or damage of any kind resulting in any way from: (a) any
errors in or omissions from the information; (b) the unavailability or delay of
the information; (c) your use of the Information or any conclusions you draw
from it, regardless of whether you received any assistance from the Federal
Reserve Bank of Philadelphia or its employees with regard to the Information;
(d) your use of any equipment in connection with the site or anything obtained
from the site; or (e) the content of the site, including anything caused by any
viruses, bugs, or malfunctions. The views and opinions of document authors do
not necessarily state or reflect those of the Federal Reserve Bank of
Philadelphia.
ALL INFORMATION, DATA, AND MATERIALS ARE PROVIDED
ON AN "AS IS," "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND. THE FEDERAL
RESERVE BANK OF PHILADELPHIA EXPRESSLY DISCLAIMS ALL WARRANTIES EXPRESS AND
IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE, TITLE, QUALITY, AND NONINFRINGEMENT. NEITHER THE FEDERAL RESERVE BANK
OF PHILADELPHIA NOR ANY EMPLOYEE OR AFFILIATE SHALL BE LIABLE FOR ANY DIRECT,
INDIRECT, SPECIAL, OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER (INCLUDING,
WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF
INFORMATION, OR ATTORNEYS' FEES) IN ANY WAY DUE TO, RESULTING FROM, OR ARISING
IN CONNECTION WITH THE USE OR PERFORMANCE OF, OR INABILITY TO USE INFORMATION,
DATA, OR MATERIALS AVAILABLE FROM THIS SITE, WHETHER IN AN ACTION OF CONTRACT,
NEGLIGENCE, OR OTHER TORTIOUS ACTION, AND REGARDLESS OF THE NEGLIGENCE OF THE
BANK OR ANY EMPLOYEE OR AFFILIATE, EVEN IF THE FEDERAL RESERVE BANK OF
PHILADELPHIA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Software of third parties or links to third-party
sites are included as a convenience to users. The Federal Reserve Bank of
Philadelphia is not responsible for the contents of any third-party software,
linked site, or any link contained in a linked site, and cannot attest to the
accuracy of information provided by any such linked sites. You acknowledge and
agree that your use of any third-party software or links is at your own risk.
Linking to another web site or providing third-party software from this site
does not constitute or imply a site or product endorsement, recommendation, or
favoring by the Federal Reserve Bank of Philadelphia.
Reference to any specific commercial product,
process, or service does not constitute or imply its endorsement,
recommendation, or favoring by the Federal Reserve Bank of Philadelphia.
All information submitted to the Federal Reserve
Bank of Philadelphia via this site shall be deemed the property of the Federal
Reserve Bank of Philadelphia.
Trademarks
FedMail®, FedLine®, and
Fedwire® are registered trademarks of the Federal Reserve Banks.
FedACHSM, FedImageSM, and FedPhoneSM are
service marks of the Federal Reserve Banks. Other product and company names
mentioned on this site may be the trademarks of their respective owners.
Applicable Law
This site is controlled and
operated by the Federal Reserve Bank of Philadelphia from its offices in the
United States of America. By entering this site, you acknowledge and agree that
this site will be construed and evaluated only according to United States law.
If you use this site from other locations, you are responsible for compliance
with any and all applicable local laws.
|