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Subject Matter Experts
Subject matter experts found here are from the Bank’s Community Development Studies and Education Department, the Payment Cards Center, Research Department, and the Supervision, Regulation and Credit Department. Where applicable, click on an expert’s name to be directed to their personal web page.
Jose Canals-Cerda,
Supervision, Regulation and Credit
- Retail Credit Risk
- Financial Risk Management
- Financial Econometrics
- Credit Cards Loss Modeling
- Consumer Bankruptcy
- Economics of Credit Scoring
- Consumer credit and electronic payments
- Identity theft
- Prepaid cards
- Underserved consumer markets
Larry Cordell, Supervision, Regulation and Credit
- Mortgage default and prepayment modeling
- ABS/MBS fixed income research and valuation
- Mortgage Default
- Information Sharing
- Consumer Bankruptcy
- Financial Innovation
Arden Hall, Supervision, Regulation and Credit
- Consumer behavior and preferences
- Strategic planning
- Demographics of payment card use
- History of consumer credit and the card payment system
Julapa Jagtiani, Supervision, Regulation and Credit
- Consumer credit behavior
- Strategic defaults
- Mortgage and home equity defaults during the financial crisis
- Retail critical operations
Andy Kish, Supervision, Regulation and Credit
- Credit Cards
- Retail Loss Modeling
- Consumer finance
- Law and Economics
- Macro Economics
- Credit Card Pricing
- Electronic Payments
- Macroeconomics
- Consumer Credit
- Housing
- Mortgages
- Consumer Credit
- Commercial Banking
- Economic Measurement
Chellappan Ramasamy, Supervision, Regulation and Credit
- Payment card modeling across customer lifecycle
- Customer management and collection decision strategies - payment cards
- Auto lending decision analytics and loss forecasting
- Stress loss forecasts - consumer portfolios
- Economics of discrimination and equal access to credit
- credit and payments markets for underserved consumers
- and consumer payment choice
- Macroeconomics
- Monetary Economics
- Financial Economics
- Analyses of consumer credit markets
- Payment behavior