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Cascade is a community development publication produced three times a year by the Community Affairs Department. Cascade has a primary readership in financial institutions, nonprofits, and government agencies in the Third Federal Reserve District.
To search by topic, use the index of articles.
Cascade Briefs is a periodic electronic newsletter containing timely news and information on community development and financial education. You can view the most recent issue or sign up to receive this publication by e-mail.
No. 72, Fall 2009The Fall 2009 issue focuses on the use of Neighborhood Stabilization Program funds in PA, NJ, and DE, proposals to strengthen the low income housing tax credit investment market, opportunities and challenges for the state of Delaware concerning American Recovery and Reinvestment Act (ARRA) funds, a review of a research paper on whether ARRA funds will reduce income inequality, ways in which PA, NJ, and DE are fighting foreclosure rescue scams, a payday lending law and a nonprofit's payday loan alternative in Delaware, and a PA law governing home improvement contractors.
No. 71, Spring/Summer 2009This issue focuses on the effects of the economic recession on small businesses in the Third Federal Reserve District. Articles cover increased applications and lending by seven community development financial institution business lenders; increased business lending by credit unions; findings of a national small-business study; new programs to assist small businesses from the SBA, the New Jersey Economic Development Authority, and the State of Delaware; increased demand for services from small business development centers; and application demand and bank collaboration at two rural Pennsylvania local development districts.

This issue contains a summary of Philadelphia Fed president Charles I. Plosser’s views on the Federal Reserve’s role in the financial crisis. It also contains articles on studies of a national database of subprime loans and a database of subprime and Alt-A loans; a Federal Reserve study on concentrated poverty in Atlantic City, N.J. and other locations; plans to expedite transfer of real estate owned properties from financial institutions to local partnerships; and a pilot program of a nonprofit in Orange, N.J., to acquire mortgages of 47 New Jersey properties from one lender.
No. 69, Fall 2008Articles report on the FHA’s new refinancing options and use of the options in Pennsylvania, New Jersey, and Delaware; the experience of a Pennsylvania home improvement loan program; payday lending alternative of Pennsylvania credit unions; a research study of subprime borrowers; servicer guidelines on foreclosures; and a Federal Reserve study on trends in electronic and check payments.